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Under earning is one of those highly personal definitions - you get to decide if you’re under earning or not. But one easy way to define it is to say, “Under earning is not having enough money to pay your normal living expenses, plus savings” on a regular basis.A regular basis might mean every month, or once a year or anything in between… you know if you’re constently running out of money, or if you have to scrimp and save just to get by.
If this is your experience, you’re most probably an under earner.
