What Do You Do When the Money Dries Up

January 13, 2012

Here’s a situation I haven’t seen myself in for many years; and yet I am sure there are thousands of people stuck in this very spot. What do you do when you hit a dry spell for work, and the money runs out? Now, I’m a writer; and since I don’t have a boss, the [...]

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Dealing with Under Earning Redux

January 11, 2012

In a post written here by Anne Wayman way back in 2006 called Dealing With Under Earning, she advocated a group called Under Earners Anonymous. I noticed in the comments she got hit with how it isn’t the person’s fault they can’t earn enough. This is partly true. While the economy, and the size of [...]

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Is Your Debt and Your Employment Related

January 9, 2012

Is your paycheck related to the amount of debt you owe? I know there are people who are unable to work certain jobs or certain pay rates because they simply cannot afford it with the debt they have. This happened a lot with the housing bust and the spike in unemployment around 2009. People found [...]

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Spend Only What You are Willing to Earn

January 6, 2012

This morning I spotted a post over at The Simple Dollar in my email. It reminded me of another post I saw awhile ago at another blog I read My Two Dollars. Both were about spending only what you earn. Now while this is good advice, it only goes so far. Here’s what I mean [...]

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Are You Teaching Financial Responsibility or Promiscuity

January 4, 2012

Today’s post stems from another experience I had with people around me; it brought up a question which rings to something I truly believe. Are you teaching financial responsibility or promiscuity to your children This, to me, is especially relevant to people with pre-school children because they pick up so much of what adults around [...]

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Five Ways to Cook Less Garbage

January 2, 2012

Yes I’m writing a post about cooking less garbage. No, I’m not going to show you how to cook. I’m writing about how to use cooking to create less garbage. You would think that cooking generates more garbage, and I have seen where people who cook a lot or have large households have at least [...]

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Have Phantom Credit Charges Here’s Why and What You Might Do About It

December 30, 2011

One of the biggest headaches after the holiday season, or any time during the year, is finding unknown charges on your credit card. If you have “phantom” credit charges, here’s the possible reason why and what you might do about it. General Theft To get access to your credit card information, all someone needs are [...]

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Three Ways to Ensure You’re Not Paying More for Saying “Charge It” After the Holidays

December 28, 2011

Everybody just got done with buying something for everyone, sort of. Now comes the fun part of paying for those purchases. The ability to charge purchases is now used by at least half of all Americans (and maybe Brits too). But how do you avoid paying for for using a credit card for holiday purchases? [...]

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5 Ways Store Receipts Help You After Holidays

December 26, 2011

Remember those little stupid pieces of paper everyone kept handing you after you bought gifts this past month or two? Those are called receipts; I myself pile them up in a mess on a shelf. Yes, I know, bad move. Why would you save them? Store receipts save you after the holidays by creating a [...]

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On Financial Responsibility and Monetary Priorities

December 23, 2011

Are you financially responsible or are the monetary priorities in the right order? This is an odd question I know. And I’m not here to pass judgment, nor to tout a certain way to live with your money. Ok, as you will see me often do – here’s an example of what I’m looking at; [...]

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