Jobs to Get With an AA Degree

September 15, 2011

If you are underemployed, or even unemployed, finding a job suited to you and your needs is hard without the proper education. The problem of education becomes one of cost. Getting an associate’s degree can seem a waste of time. The truth is there are jobs you can get with an AA degree. With one [...]

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Effective Ways to Manage Money

September 13, 2011

The topic of money management is huge. There are just as many gurus touting sound money management as there are theories as to how to manage your money. The central point each of them try to make is having money when you need it. The basic principle of money management is to have the money [...]

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Do You Have a Throw Away Life?

September 6, 2011

As I wrote once before here (Greetings From Me), I don’t believe in a society that promotes throwing away things before they are used in every way possible. This includes a person’s life. Self-defeating remarks such as “but what choice do I have”, or “I don’t have a choice in the matter” are what hold [...]

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What Do You Mean By Financial Independence?

September 1, 2011

Awhile back I wrote an article called What I Mean By Financial Independence. I stand by the affirmation. Another way to say it is: I see the Universe as abundant The Universe and I are one. In fact, there are innumerable ways to recognize and allow prosperity into our lives. Which doesn’t mean we don’t need or [...]

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Money is Not the Only Reason

August 31, 2011

Don’t let money be the only reason for taking a job. This is a huge mistake by many who are under-employed or under-earning. Yes, this counts for those of you who are working at Walmart because it pays the bills. Yes, you need to pay bills. But if you get to where you dread walking [...]

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How I Speak To Debt Collectors

August 19, 2011

I got a call from a collection agency yesterday. Actually, I’ve been aware one was trying to contact me, or contact someone – they’ve left some pretty obscure messages on my phone. I have a policy of not returning calls if I don’t know who I’m calling back. In this case, I was home and [...]

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Read the Tiny Fine Print on Bank Notices

August 9, 2011

Yes, the title says it all. And I’m sure people have said that many times before. But, this past week I was reminded of it so harshly I wanted to spit through the phone at the lady on the other end. The reason – bank fees you just wouldn’t think about unless you actually read [...]

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Thinking About Money And Self-Worth

August 4, 2011

I was writing about the mistakes I’ve made in my freelance writing career and realized a whole bunch of them were based on confusing money with self-worth. I’m not alone in scrambling these two; there are at least two 12 Step Groups designed to help people with money issues (Debtors Anonymous and Underearners Anonymous) and innumerable books written [...]

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Keeping Spending Categories Simple

July 29, 2011

I track my spending. But that’s only part of the process. I put those expenses in categories. Right now I’ve got over 30 categories that I use both in QuickBooks and in the spreadsheet I use to make projections. Here’s my list with some explanations: Rent Phone Electric Water Car Ins Groceries Gasoline Credo cell [...]

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