What a Writer’s Blog Teaches About Dollars and Debt

January 23, 2012

How much do you really need to earn? I thought about this while reading a post by Ruth Zive on her blog The Freelance Writing Blog. She wrote about how people start blogs with the intent on making money, and how most people don’t make money from writing blogs directly. Now, her point wasn’t that [...]

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The Impatience Factor

January 20, 2012

People seem too impatient these days. Everyone wants bigger or better, yet no one wants to work towards that goal. I see people settle for less than they can achieve every day; if for nothing else, for the fact that they just don’t have the will to do more. They become settled into a life [...]

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How to Manage Your Personal Finances Using Excel

January 18, 2012

One of many opinions I have is that your money is better managed when you have the information printed out in front of you. There’s a whole slew of ways to do this with computers today. Among the earliest ways of personal finance management was the Excel spreadsheet that came with MS Office. Since then [...]

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Don’t Budget Out Fun, But Don’t Plan it to Death Either

January 16, 2012

I’m going to go against the wave of budget gurus and others on this post. They all say to not worry about fun when you’re in debt. I totally disagree with this. The more you do away with fun, the more you leave room for worry and stress. You have to have some way to [...]

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What Do You Do When the Money Dries Up

January 13, 2012

Here’s a situation I haven’t seen myself in for many years; and yet I am sure there are thousands of people stuck in this very spot. What do you do when you hit a dry spell for work, and the money runs out? Now, I’m a writer; and since I don’t have a boss, the [...]

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Dealing with Under Earning Redux

January 11, 2012

In a post written here by Anne Wayman way back in 2006 called Dealing With Under Earning, she advocated a group called Under Earners Anonymous. I noticed in the comments she got hit with how it isn’t the person’s fault they can’t earn enough. This is partly true. While the economy, and the size of [...]

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Is Your Debt and Your Employment Related

January 9, 2012

Is your paycheck related to the amount of debt you owe? I know there are people who are unable to work certain jobs or certain pay rates because they simply cannot afford it with the debt they have. This happened a lot with the housing bust and the spike in unemployment around 2009. People found [...]

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Spend Only What You are Willing to Earn

January 6, 2012

This morning I spotted a post over at The Simple Dollar in my email. It reminded me of another post I saw awhile ago at another blog I read My Two Dollars. Both were about spending only what you earn. Now while this is good advice, it only goes so far. Here’s what I mean [...]

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Are You Teaching Financial Responsibility or Promiscuity

January 4, 2012

Today’s post stems from another experience I had with people around me; it brought up a question which rings to something I truly believe. Are you teaching financial responsibility or promiscuity to your children This, to me, is especially relevant to people with pre-school children because they pick up so much of what adults around [...]

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Five Ways to Cook Less Garbage

January 2, 2012

Yes I’m writing a post about cooking less garbage. No, I’m not going to show you how to cook. I’m writing about how to use cooking to create less garbage. You would think that cooking generates more garbage, and I have seen where people who cook a lot or have large households have at least [...]

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