What About Gifts?

by anne on April 12, 2009

giftsI don’t think of Easter as being a big gift giving holiday, but it’s obvious retailers are trying to make it one. I was startled yesterday at how many gifts my local big name drugstore was more or less shoving in my face yesterday.

It’s tempting, when you’re in debt, to think maybe you shouldn’t give gifts at all. Chances are, however, that isn’t strictly true. The goal of learning how to manage your money isn’t about deprivation, it’s about making good choices.

Here are some things to consider about gifts:

  • Are you giving from your heart or out of obligation. If it’s the later are you willing to skip it or at least spend way less? Why?
  • Assuming you’ve decided to give a gift, what kind of gift do you want to give? You often find it’s more fun and costs less if you actually plan your gift, even, perhaps, making it yourself if you’re handy or like to do that sort of thing. If not, leave your wallet and credit cards at home and do some looking without buying. See what you’d like to give and then see if you can find something similar for less. Or do this online, but don’t buy during the first shopping trip.
  • After 24 hours has passed, which gift would you like to buy now? Can you afford it? Is there something that would work as well that costs less? Decide what you’re going to buy, but wait another 24 hours.
  • If, after the next day you’re still comfortable with your decision, go ahead. Buy it, give it and have a great time. Don’t be surprised, however, if, after the two days you decide to spend less. Enjoy that if you do.

As you get clear on your money and learn to earn more and save more, you’ll find gift giving a true joy, not a time of stress.

Love, blessings and prosperity,

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